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Christmas on a Budget
6 Ways to Spend Less This Holiday Season
4. Break up gift sets.
If you find an item that comes in a gift set at Christmas, give parts of it to different recipients. This is great for bath or perfume sets. 5. Yard sales and thrift stores equal great savings.
You can find a lot of new or nearly new items for pennies on the dollar. "For our son, we found a working telescope in the box," Kellam says. "It cost $1, so we saved $24! He got what he wanted and we didn't have to take out a home equity loan!" 6. Make memories, not more junk.
Most kids get more than plenty for Christmas from grandparents, aunts and uncles. If you can only afford one gift for your child, make it a memory! Wrap a note in a box with instructions for a treasure hunt. Send your child all over the house with clues and then have the real gift sitting under the tree when they return. Simple, but a great memory for them!
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